Teller-Standard Bank(Alexandra)

🗏Job Type

Full Time

Standard Bank is the largest bank in Africa and our highly visible brand, award-winning service, and strong global presence helps us maintain our market-leading position. We place huge value on the talent of our people to drive our continued success, and to support our plans for growth. We now need a talented and resourceful individual to help us fulfil our business objectives and build customer loyalty

Job Purpose

To attend to customer queries efficiently and effectively.
To identify customer needs and, where necessary, refer to the correct department or migrate to more appropriate channels.
To understand and manage the risks associated with handing out and control of cash, chequebooks, transaction cards and customer statements.
To provide a consistently high quality frontline transaction service to customers encompassing the cashing of cheques, acceptance of deposits and the provision of change.
To ensure the availability of a fully functional Teller Cash Recycler (TCR) service to customers including the custody and balancing of TCR cash, processing of TCR deposits and handling of TCR computer reports. (where applicable)
To provide a proficient reception function in support of the Sales team in the Branch.
To identify the customer’s needs, record, monitor and facilitate the intermediate between the customer and the sales consultant team.
To provide a consistently high quality frontline transaction service to customers encompassing the cashing of cheques, acceptance of deposits and the provision of change.
To maintain a high level of integrity and ethical standards.

Key Responsibilities/Accountabilities

Reception

Records appointments in own and the applicable staff member’s diary.
Records and deliver messages to the appropriate service consultant.
Ensures the reception area is in a neat and professional state at all times.
Ensures up to date promotional displays and information pamphlets in the service consultant area
Customer Service

Ensures that customer complaints are brought to the attention of the relevant manager/senior officer immediately.
Prepares and faxes limit forms to Business Banking and Corporate Banking for their customers.
Issues receipts for Plus Plan cards handed in for updating.
Updates plus Plan cards from current statements.
Liaises with Operations Shared Services regarding cards with entries older than 6 months.
Mark cheques “Good for Funds” and follow-up on cheque presentation according laid down procedures as stipulated in GRG.
Actions and files statements according to laid down procedures as stipulated in GRG.
Complete all compliance training within laid down timelines.
Attends to customers promptly, and where necessary refer the customer to the correct department.
Migrates the customer to a more appropriate, cost effective channel if necessary.
Initiates steps to resolve problems impacting customer service timeously.
Refers queries that cannot be resolved within the Customer Problem Resolution time frame to the appropriate department.
Hands out chequebooks and transaction cards to customers according to laid down procedures.
Issues Automated Teller Machine (ATM) cards and Personal Identification Number (PIN) codes.
Issues MasterCards and Garage cards according to laid down procedures as stipulated in Group Reference Guide (GRG).
Attends to linking/de-linking of accounts to ATM and MasterCard card for walk in customers.
Orders Replacement credit cards form Card Division and advise the customer of the turnaround times pertaining to the delivery of these cards.
Increases/decreases limits on MasterCard card as requested by customers.
Loads card transactional limits and beneficiaries to cards for Electronic Account Payments (EAP).
Attends to Stop payments and Stop orders according to laid down processes and procedures as stipulated in GRG.
Assists customers with self-service banking by providing demonstrations and assisting customers with Internet, Telephone and Cellphone Banking.
Processes the transferring, amending and closing of accounts according to laid-down policies and procedures as stipulated on GRG.
Electronic logging and following up of customer complaints and queries.
Telling

Attends to cheque encashment, withdrawals etc., according to laid-down procedures as stipulated in Group Reference Guide (GRG).
Accepts cheque and/or cash deposits, according to laid-down procedures as stipulated in GRG.
Ensures that cheques included in deposits are checked in terms of Duty of Care obligations.
Ensures that all items cashed are within laid-down limits and refers all transactions exceeding limits to the appropriate area for authorisation.
Ensures that items cashed are technically correct and signed, according to laid-down instructions as per GRG.
Attends to value transactions
Assists with cash transactions captured by employees that do not operate tills.
Control of cash

Ensures that all laid-down policies and procedures regarding the handling, locking away and security of cash are adhered to.
Ensures that cash holdings are kept within prescribed limits at all times.
Balances cash daily and report any differences promptly.
Ensures that no unauthorised items are held as cash.
Risk and Compliance Management

Completes disclosure to the customers in terms of accreditation, service fees, and commission.
Ensures proper record keeping in terms of the Financial Advisory and Intermediary Services (FAIS) and Financial Intelligence Centre Act requirements.
Ensures that all the required controls are in place to minimise the risks associated with processes performed in the service consulting area.
Reactive selling

Identifies cross-selling/migration opportunities and selling of products/services reactively.
Completes sales and lead generation tracking forms on a daily basis.
Ensures accurate capture, updates or amendments of customer information and history notes.
Participates in tactical sales/marketing activities as required.
Multi-channel utilisation and servicing to sell

Conducts a needs analysis to identify customer needs in line with Financial Advisory and Intermediary Service act licence categories (FAIS)
Manages “cost of sales” through the utilisation of multi-channel delivery strategies.

Preferred Qualification and Experience

Qualification
Matric
Experience
1 - 2 years’ branch banking experience with exposure to customer service
FAIS RE qualification is a requirement for the position

Knowledge/Technical Skills/Expertise

Sound knowledge of laid-down policies and procedures relating to customer service.
Excellent knowledge of Self Service Banking, (ATM’s, Internet, Telephone and Cell Phone Banking).
Sound knowledge of banking products/services and the procedures underpinning them.
Knowledge of the Code of Banking Practice.
Basic knowledge of the functions of the various departments within the branch.
Attendance of relevant SBSA training courses, e.g. products, communication, sales skills.
Knowledge of the Financial Advisory and Intermediary Services Act.
Computer literate
Good communications skills
Good administrative skills
Works well in teams. Easily assumes team identity.
Open to new ideas and change.
Structured, systematic, organised, diligent, and conscientious.
Perfectionist.
Goal directed and persistent.
In control of emotions and behaviour.
Has a fast paced approach.
Good communication skills.
Makes decisions by consulting with others.
Is creative, innovative and seeks unique solutions.
Able to follow through and complete tasks.
Pays attention to detail.
Enjoys designing processes according to which work has to be done.
Enjoys analysing client’s needs, negotiating and selling/servicing.


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Job id : , #71886, 466 views,

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